Comprehensive insurance designed for campervans rental.


So you can feel safe, Wikicampers & Allianz designed a tailor-made contract for rental between individuals.

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This contract provide a temporary comprehensive insurance covering both the renters and the vehicle during the rental period, including a 24/7 assistance.

Terms & Conditions

Drivers covered by the insurance must :

  • be at least 23 years old;
  • have held a full valid driving licence for at least 3 years;
  • have sent Wikicampers a copy of their driving licence and ID before departure (number of drivers is limited to 2 per rental with no extra charge). Renters holding a foreign driving licence must provide an international licence or a valid licence in latin alphabet;
  • have made a €2,000 deposit by credit card or cheque (French cheques only, not cashed) to Wikicampers before departure.

Vehicles covered by the insurance policy must :

  • have a gross vehicle weight rating (GVWR) equal or lower than 3,5 tons (7,700 lb) with a French registration (number plate);
  • have a purchase value inferior to €100,000;
  • be registered in France and have a permanent and valid “carte grise” (log book) under owner name;
  • have a valid MOT certificate;
  • be registered and validated by Wikicampers.

24/ 7 Assistance

The roadside assistance will cover for :

  • 24/7 assistance;
  • Towing to nearest garage;
  • 1 night accommodation while waiting for repairs or getting you back home (repatriation service) if the vehicle cannot be mobilised.

All bills must be kept to be presented to the assistance if needed and no expenses must be paid without previous agreement from owner and assistance.

If the vehicle is immobilized, the assistance will take care of the owner (or another driver) transport’s fees to go and collect the vehicle after repairs.

Comprehensive insurance

Renters benefit from a comprehensive insurance while driving the rented vehicle.

The coverage of the rented vehicle is as follows :

  • Damages to the vehicle, theft, theft attempt, fire, storm, nature forces. Excess is of €1 200;
  • Windows breakage (windscreen, side windows, rear window, headlight optics, sunroof and solar panels). Excess if of €150;
  • Client's rights protection and customs duty ;
  • Owner’s private contents as well as fixed equipments in the vehicle up to €1 000.

Driver's coverage and coverage for third parties and passengers :

  • Individual driver's coverage up to €150 000;
  • Coverage for third parties and passengers in the vehicle without excess and limit: unlimited in physical damage, limited in material damage to €100 million.

Excess

The excess is the amount that must be paid by the renter in case of a damage he is responsible for or when third party cannot be identified. The excess is paid, totally or partially, depending on the driver’s share of responsibility. One excess applied for each non simultaneous damage.

Summary of coverage and excess :

Coverage Maximum amount Excess

Civil liability :

  • Physical damage
  • Material and non-material damage

Maximum amount :

  • Unlimited
  • €100 million
No Excess (1)
Vehicle damage (*)
  • If the vehicle can be repaired: cost of repairs according to expert report.
  • If the vehicle cannot be repaired: purchase price during the 12 months following the date when purchasing the vehicle new.
  • Beyond this, replacement value estimated by an expert
€1,200 (1)(2)
Vandalism, theft, storm, hailstones
  • If the vehicle can be repaired: cost of repairs according to expert report.
  • If the vehicle cannot be repaired: purchase price during the
    12 months following the date when purchasing the vehicle new.
  • Beyond this, replacement value estimated by an expert.
€1,200 (1)(2)
Broken windscreen
  • Cost of windscreen repair.
  • Identical replacement.
€150 (2)
Equipment (3) and owner’s private contents (4) €1,000 No excess
Renter's private contents (optional) €2,000 No excess

(*) This guarantee is acquired only in case of an accident with another vehicle or any impact with a fixed or mobile distinct from the vehicle.

(1) If the driver has had a full driving licence for less than 3 years (at the time of the accident) and is responsible for the accident, an excess of €2,000 applies.

(2) Excess reduced to €400 and €50 for windows breakage when subscribing Comfort or Serenity + options.

(3) Only equipments fixed at all times inside the vehicle and present in the vehicle during the rental period are guaranteed. This option applies only as a complement on a main guarantee.

(4) Private content is to be defined as follows : every personal objects belonging to the owner (with the exception of equities, money, means of payment and values such as traveller’s cheque, restaurant cheques, holidays cheques, stamps, revenue or tax stamps, stamped papers, lottery ticket, transports ticket, tax disc, télfones card, jewels, precious metal object, pearls and gemstones, art and collection objects, paintings, carpet, furs, computer technology information support or not, tobaccos, audio or video devices, mobile phones, computer and computer related devices) under the condition the vehicle had all entrance properly closed and up to €1 000.

Countries covered by our insurance policy

Renters can drive everywhere in France and its DOM, TOM and COM. Following countries are covered by our Insurance policy by subscribing the Travel abroad option:

Austria, Albany, Andorra, Azerbaijan, Belgium, Bulgaria, Bosnia and Herzegovina, Belarus, Switzerland, Cyprus, Czech Republic, Germany, Denmark, Spain, Estonia, Finland, France, United Kingdom, Greece, Hungary, Croatia, Italy, Israel, Islamic Republic of Iran, Former Yugoslav Republic of Macedonia, Ireland, Iceland, Luxembourg, Lithuania, Latvia, Malta, Morocco, Moldova, Montenegro, Norway, Netherlands, Portugal, Poland, Romania, Russia, Sweden, Serbia, Slovak Republic, Slovenia, Tunisia, Turkey, Ukraine.

Insurance coverage remain identical in those countries.


The full insurance policy is available here

Download insurance policy

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